Cash Sale vs. Traditional Listing
Enter your home value, repair estimate, and expected time to sell. See the honest math — no email required.
Your Property
Adjust the sliders to match your situation.
Traditional Listing
Closes in: ~2.5 months
Est. Net Proceeds
$288,830
How We Got There
- List price$350,000
- Price reduction (avg 2.0%)−$7,000
- Repairs before listing−$25,000
- Agent commissions (5.5%)−$18,865
- Escrow / title / transfer−$3,430
- Holding costs (2.5 mo.)−$4,375
- Staging & prep−$2,500
Cash Sale — Alder Heritage
Closes in: 7–21 days
Est. Net Proceeds
$253,500
How We Got There
- Cash offer (as-is, no repairs)$253,500
- Repairs required$0
- Agent commissions$0
- Closing costs (we cover)$0
- Holding costs (close in days)$0
- Staging & prep$0
What the Calculator Doesn't Show
Time value of money
Receiving cash 3 months earlier lets you invest, pay down debt, or buy your next home without a contingency.
Stress & uncertainty
Traditional sales fall through 15–20% of the time after you've already packed and planned your move.
Carrying costs beyond the close
If you're buying another home, carrying two mortgages for 2–3 months costs $3,000–$8,000 in most cases.
Condition-based price cuts
Buyers routinely request $10,000–$30,000 in credits after inspection. This calculator uses a conservative 2% reduction.
We'll Tell You the Truth Either Way
Sometimes a traditional listing genuinely nets you more money — especially for a home in great condition in a strong neighborhood. When that's the case, we'll tell you. We provide every seller with a free Broker Opinion of Value so you can compare our cash offer to what you'd realistically net on the open market. No pressure, no obligation.
Common Questions About This Calculator
Is the cash offer percentage accurate?
Our calculator uses 78% of (ARV minus repairs) as the cash offer — which is the typical range for legitimate cash buyers in the Central Valley. Wholesalers often offer 60–70%. We typically offer 75–82% depending on the property. Call us for a real number specific to your home.
Why does the calculator show holding costs?
When your home sits on the market for 2–3 months, you're still paying mortgage, property taxes, insurance, and utilities. For a $350,000 home, that's roughly $4,000–$6,000 in carrying costs that most sellers forget to factor in.
What if my home doesn't need any repairs?
Set the repair slider to $0. For a move-in ready home in a strong neighborhood, a traditional listing often nets more — and we'll tell you that honestly. Our goal is to help you make the right decision, not just the one that benefits us.
Does the calculator account for buyer inspection credits?
It uses a 2% price reduction as a proxy for inspection credits and negotiation. In reality, buyers routinely request $10,000–$30,000 in credits after inspection on homes with deferred maintenance — which would further reduce the listing net.
How do I get a real cash offer?
Call (559) 281-8016 or fill out the form on our contact page. We'll provide a written cash offer and a free Broker Opinion of Value within 24 hours — so you can compare the real numbers, not just estimates.
Ready for a Real Number?
The calculator gives you an estimate. We'll give you a real written offer and a free Broker Opinion of Value within 24 hours — so you can make a fully informed decision.